Evidence is Crucial To Your Personal Injury Claim
A car accident can occur at any time because of weather conditions, distractions on the road or driver error. If you have been in a motor vehicle accident, there are steps you can take afterward that will strengthen your case if you decide to seek compensation for injuries for yourself or your passengers.
If you haven’t already done so, obtain a copy of the police report from your car accident. You should also have names and insurance information for the other drivers involved, as well as contact information for potential witnesses. Your injuries may have prevented you from collecting evidence at the scene of the accident. In that case, you can enlist a friend or family member to help you get information, or let your car accident attorney handle it if you have decided to seek legal help.
Other evidence that will help your case includes:
- Photos of damage to your car as well as your injuries
- Detailed notes of any doctor’s visits, medical treatment, and medications you have taken since the accident
- Daily notes of pain you are feeling
- Documentation of missed work and income because of the accident
- All insurance and related financial correspondence regarding your vehicle
Whether or not the accident was your fault, you should notify your insurance agent. Your agent will open a claim, and your insurance may pay your medical bills up to the limit on your policy. There are a few things you should NOT do after a car accident:
- Do NOT speak to the other driver’s insurance company
- Don’t apologize for the accident or accept blame
- Don’t talk to people about the accident
- Don’t accept an early settlement from the insurance company
Insurance companies — even your own — always have their own financial bottom line in mind when they negotiate payment in motor vehicle accident claims. If you accept a settlement offer before you have made a full recovery, you may continue to suffer physical, emotional and financial injury that you cannot afford. And because of the statutes of limitations, you may lose your opportunity to sue for damages from your accident if you wait too long.
If you have never been involved in a car accident, there is one thing you can do now to protect yourself, and that if making sure you have full tort coverage on your motor vehicle policy. Full tort will permit you to obtain the maximum allowable benefits under the law for your injuries, including pain and suffering.
Contact the experienced attorneys at McGrail & Associates to assist you with investigating your claim and getting full and fair compensation for your injuries. We offer a no-fee consultation to discuss your case, and should you require our services, we will only be paid from your recovery.